Search Results for: ccpa-policy

Do Not Sell My Personal Information

This post may contain affiliate links or ads. Read my privacy policy and disclosure policy here.

Under the California Consumer Privacy Act (CCPA), you, as the consumer have the right to request that we do not sell your personal information to any other business or third party.

We DO NOT sell personal information to anyone. However, should we decide to do so within the next 12 months, you will be notified by us immediately and give then option to opt-out.

This page is where you need to come to opt-out. However you do not need to take any action until we notify you in the future that we will intend to sell your personal information.

Please contact frugalcouponliving at gmail dot com with the subject line Do Not Sell My Personal Information.

Note: When opting out of any information, please make sure you that you use the correct email address and name that you used to access Frugal Coupon Living.

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Disclosure

This post may contain affiliate links or ads. Read my privacy policy and disclosure policy here.

The disclosure policy works in conjunction with Frugal Coupon Living policies including the Frugal Coupon Living policies

DISCLOSURE:

General. Except as otherwise provided in a written agreement signed by Frugal Coupon Living S-Corp, these Terms of Use represent the entire understanding between you and Frugal Coupon Living, S-Corp regarding your use of www.frugalcouponliving.com (the “Site”) and your submission of any materials to us. Your access to the Site subject to these Terms of Use and the frugalcouponliving.com Privacy Policy (see below). By accessing the Site, you signify your acceptance of these Terms of Use and your acceptance of the Privacy Policy.

Frugal Coupon Living reserves the right, at any time, to modify, alter, update, or remove portions of these Terms of Use or the Privacy Policy, so please check them from time to time as your continued use of the Site signifies your acceptance of any changed terms. If you are dissatisfied with these Terms of Use or the Privacy Policy, your sole and exclusive remedy is to discontinue your use of the Site.

Disclaimer. Frugal Coupon Living PROVIDES THE SITE AND ITS SERVICES ON AN “AS-IS” BASIS. Frugal Coupon Living MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION THOSE RELATED TO: (1) THE OPERATION OF THE SITE; (2) THE INFORMATION, CONTENT, MATERIALS, OR SERVICES INCLUDED OR DESCRIBED THEREIN; AND (3) ANY APPLICATION, INFORMATION, OR REQUEST SUBMITTED TO US THROUGH THE SITE. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, Frugal Coupon Living DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED (INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE), REGARDING THE SITE, INCLUDING WITHOUT LIMITATION WARRANTIES RELATED TO THE OPERATION OF THE SITE, THE INFORMATION, CONTENT, MATERIALS, AND SERVICES DESCRIBED THEREIN, AND ANY INFORMATION OR APPLICATIONS SUBMITTED THROUGH THE SITE. WITHOUT LIMITING THE FOREGOING, Frugal Coupon Living DOES NOT WARRANT THAT THE SITE OR ANY OF ITS FUNCTIONS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SITE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. Frugal Coupon Living DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OF THE MATERIALS ON THE SITE OR THE SERVICES DESCRIBED THEREIN.

Amazon. Ashley Langston at Frugal Coupon Living is a participant in the Amazon Services S-Corp Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.

DEFINITIONS:
The following are definitions used thought the Terms of Use, Privacy Policy, Site Disclosures, and the Giveaway Rules:

Affiliate – a company, who has for the purpose of advertising and marketing to Readers of the Site, has provided compensation to the Site, Prizes, or other monetary item for the purpose of promoting a product or service.

Author – Posts contained within the Site are written and edited by Ashley Langston and her employees.

Comment – the original and un-copyrighted thoughts, views, or information expressed by a Reader concerning the Post to which the comment is attached.

Email – a good, working, and active electronic mail address provided by the Reader when leaving a Comment within the Giveaway post, and the inbox for such an email will allow any and all emails from any email with a @gmail.com address.

Giveaway –the offering of a product, service, or item for free to a person who qualifies according to the terms of the Site and rules of the Giveaway.

Reader – a human person who visits and reads frugalcouponliving(dot)com and leaves a comment on a Giveaway post.

Post – an individual posting of information by one or more Author which contains unique information different from other posts contained within the Site.

Prize – is provided by the Site or an Affiliate or Affiliates depending on the prize, for which compensation may or may not have been paid to the Site.

Site – is the weblog or blog known and operated under the service mark “Frugal Coupon Living” and its domain name frugalcouponliving.com owned by Frugal Coupon Living, S-Crop.

Winner – is a Reader who has been selected by use of a random drawing and who has been selected as the Reader who should receive the Prize associated with the Giveaway.

Limitation of Liability. IN NO EVENT SHALL Frugal Coupon Living BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, INCLUDING WITHOUT LIMITATION LOST PROFITS, LOSS OF USE, BUSINESS INTERUPTION, OR LOSS OF DATA, ARISING OUT OF OR RELATING TO THE SITE, THE INFORMATION, CONTENT, OR MATERIALS DESCRIBED THEREIN, THE OPERATION OF THE SITE, ANY APPLICATION, INFORMATION, OR REQUEST SUBMITTED TO US THROUGH THE SITE, AND/OR THE SERVICES DESCRIBED THEREIN, EVEN IF Frugal Coupon Living IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. Frugal Coupon Living’s LIABILITY TO YOU OR ANY THIRD PARTY IN ANY CIRCUMSTANCE IS LIMITED TO A MAXIMUM OF $100.

Links. The Site may contain links to other Web sites on the Internet that are owned and operated by someone other than Frugal Coupon Living. Frugal Coupon Living provides these links solely as a convenience. The appearance of a link does not imply Frugal Coupon Living’s endorsement, nor is Frugal Coupon Living responsible for the content of any linked site. You access linked sites at your own risk. Frugal Coupon Living may derive some form of compensation from the redirection to the link, you waive any claim or right to this compensation by clicking on the link.

Eligibility. You must be 18 years or older to use the Site.

Compliance with Laws. You agree to comply with all applicable laws, statutes, ordinances, and regulations regarding your use of the Site and your use of the services described therein.

General Proprietary Rights. The Site is owned by Frugal Coupon Living, S-Corp and contains material that is derived in whole or in part from Frugal Coupon Living and other sources. The Site and its contents are protected by international copyright, trademark, service mark, and other intellectual property laws. You may not modify, copy, reproduce, republish, upload, post, transmit or distribute in any way any material from the Site, including without limitation code or software, without Frugal Coupon Living, S-Corp express written permission.

Comments. All Comments become the property of the site, and may be used without any further permission or request of the Reader.

Warranty and Claims. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider, or party in question. This site makes no representations or warranties about any Item contained within any Post on the Site.

Copyright. All site design, text, code, graphics, and interfaces, and the selection and arrangements thereof, on the Site are the property of Frugal Coupon Living, or their content suppliers, and are protected by U.S. and other international copyright laws, © 2008-2011, Frugal Coupon Living, S-Corp ALL RIGHTS RESERVED. Prior permission to use, reproduce, or reprint any photograph, illustration, artwork, or other information or materials on the Site must be obtained from the copyright owner, regardless of the intended use. Any unauthorized use of the materials appearing on the Site is in violation of copyright, trademark, and other applicable laws and could result in criminal or civil penalties.

Trademarks and Service Marks. Trademarks and Service Marks including but not limited to, “Frugal Coupon Living,” “Frugal Coupon Mom” and their respective logos, are Trademarks or Service Marks of Frugal Coupon Living, S-Corp and/or its affiliates. They may not be used in connection with any product or service other than those services offered by Frugal Coupon Living, S-Corpor its affiliates, in any manner that is likely to cause confusion, or in any manner that disparages or discredits Frugal Coupon Living or its affiliates. All other trademarks are the property of their respective owners.

Notice of Potential Infringement. To notify Frugal Coupon Living of any suspected infringement, please contact us at FrugalCouponLiving at gmail DOT com

Applicable Law. Frugal Coupon Living, S-Corp operates the Site from Fairfax, Virginia, United States of America. The laws applicable to the interpretation of these Terms of Use shall be the laws of the State of Virginia without reference to its conflict of law provisions.

Disputes. You agree that any action at law or in equity arising out of or relating to these Terms of Use, the Site, and/or the services described therein shall be filed exclusively in the state or federal courts of Leon County, Florida, USA, and you hereby consent and submit to the exclusive jurisdiction and venue of such courts. No action arising under or relating to these Terms of Use may be brought by either party more than one year after the cause of action has accrued.

Termination. These Terms of Use shall remain in force until terminated by Frugal Coupon Living and Frugal Coupon Living, S-Corp. Frugal Coupon Living, S-Corp may terminate the Terms of Use, or suspend your access to all or part of the Site, without notice, for any conduct that, in their sole discretion, believes is disruptive or is in violation of any applicable law or these Terms of Use. In the event of any such termination, the provisions regarding disclaimers, limitations of liabilities, Submissions, intellectual property rights, choice of law, and venue set forth in these Terms of Use shall survive.

Miscellaneous. If any provision of these Terms of Use shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions.

Site Disclosures:

Affiliates. This blog uses affiliate links within post content, any post containing an affiliate link contains the word “Affiliate(s)” within the post. The use of Affiliate(s) links helps to support the time and energy that I put into making this site a great resource!

Standards. This Site, its Author(s) abide by word of mouth marketing standards, and believe in honesty of relationship, opinion and identity.

Content. The views and opinions expressed on the Site are only that of the Author. Product Reviews are never paid, and are always an honest opinion; however, samples may be provided for review, but the Author retains full editorial rights and always states a personal opinion. Content, advertising space, and post will be clearly identified as paid or sponsored content. For questions about this Site, sources, or references please visit our Contact Us page.

Compensation. This Site accepts forms of cash advertising, sponsorship, paid insertions, and other forms of compensation. The compensation received may influence the type, placement, or frequency of advertising content, topics, or posts made on the Site. The Site is compensated to provide opinion on products, services, websites, and various other topics; however, the Author always give an honest opinion, finding, belief, and experience on those topics or products regardless of compensation.

Giveaway Rules:
Unless otherwise specifically stated within the text of an individual Giveaway Post the following are the rules for each Giveaway held on the Site.

1. The Giveaway is subject to the Terms of Use and Privacy Policy of the Site.
2. Each Giveaway is open to all legal residents of the United States of America, who have attained the age of 18, or similar age required by the state law of the Reader’s domicile.
3. All Giveaway entries made by the Reader must be made by leaving a Comment in the Comments section of the Giveaway Post. All entries attempted by any other means, including but not limited to: email, text, other social media sites, Affiliate sites, or any other means will not be accepted, counted, or considered and are deemed void upon receipt.
4. The Winner(s) will be randomly selected using a third-party, currently And the Winner Is Word Press PlugIn, using a private drawing; however, this third-party site is subject to change without notice.
5. Giveaway Winners will be posted on the top of the giveaway post at the end of the giveaway.
6. A Reader who is a Winner of the Giveaway will be notified by Email and will have 48 hours from the outgoing email’s time/date stamp to respond to the same email from which the notification was sent before an alternate Winner is selected. Once an alternate Winner is selected, the initial Winner will not receive the Prize, has no recourse against the Site, but will be eligible to enter another Giveaway immediately.
7. Reader who is a Winner of the Giveaway may have their Email, phone and/or mailing address disclosed to an Affiliate as a condition to receiving the Prize.
8. Readers are eligible to win a Prize once every 30 days.
9. This Giveaway is void in any state where the terms of this Giveaway violate that states law; it is the Readers responsibility to insure that no state laws are being violated before they enter the Giveaway.
10. You maybe enter any giveaway without leaving a comment. Simply send your name, email address, shipping address, and phone number to Frugal Coupon Living, S-Corp, 1350 Beverly Road Suite 115 PMB 199, McLean, VA 22101. Entries must be sent by the day the giveaway ends. If they are received after the giveaway closes, you can be entered into the next giveaway. Before a prize is shipped, the winner will be contacted via email and has 48 hours to respond with a confirmation.

Privacy Policy:

This Privacy Policy discloses the online privacy practices for Frugal Coupon Living, S-Corp. and its affiliates including Frugal Coupon Living site (collectively, “Frugal Coupon Living”) and applies to the information we collect through www.frugalcouponliving.com (the “Site”) and incorporates the Site’s Terms of Use. By accessing and/or using the Site, you are consenting to the collection, storage, and disclosure of data as described in this Privacy Policy.
Frugal Coupon Living reserves the right, at any time, to modify, alter, update, or remove portions of this Privacy Policy. We will post any changes to this Policy on this page so you can readily review the most current version. We will alert you that changes have been made by indicating on the bottom of this Privacy Policy the date it was last updated.

Your IP Address. An Internet Protocol (IP) address is a number that is automatically assigned to your computer every time you browse the Internet. When a user requests a page from the Site, our servers log the user’s current IP address. We use IP addresses to help diagnose problems with our servers and to administer the Site.

Cookies. The Site is developed using Active Server Pages (ASP), and we use per-session “cookies” (pieces of data your browser stores in your computer’s memory at Passion for Savings’ request) to establish user sessions on our server. We use the cookies to carry information about usage from page to page through the Site. Passion for Savings does not use cookies to retrieve personal information about you from your computer.

Acceptance of Cookies. Most browsers are set up to accept cookies, but you can usually change your browser settings to refuse them. If you disable cookies, your browser may experience some erratic behavior on some portions of the Site. Frugal Coupon Living does disclose your cookie to third parties including Affiliates, advertisers, or marketing firms.

Disclosures to Third-Parties. Frugal Coupon Living will not disclose your Submission Information to third parties, including, without limitation, Affiliates, advertisers, or marketing firms unless it is for the sole reason of disclosing Winner Email or physical address for shipment of a Prize.

Links. This Privacy Policy applies only to information collected by Frugal Coupon Living. Other Web sites (including those that we may link to) may have their own policies. Frugal Coupon Living has no responsibility for or control over the information-collection practices of such third-party Web sites.

How to Contact Us. If you have any questions about this Privacy Policy, please e-mail us at frugalcouponliving AT gmail DOT com or by writing Frugal Coupon Living, 1350 Beverly Road Suite 115 PMB 199, McLean, VA 22101.

Last Updated: September 5, 2024

WHAT’S TRENDING? Looking for a few engaging activities? Grab Minute to Win it Games – Traditional, Holiday, Group, and more! Use these fun activities in the office, classroom, or at your next birthday party.

Privacy Policy

This post may contain affiliate links or ads. Read my privacy policy and disclosure policy here.

Thank you for choosing to be part of our community at Frugal Coupon Living (Hereafter, “Website,” “Site,” “Company,” “we,” “us,” “our”). Protecting your personal information is of utmost importance to us. If you have any questions, comments, or concerns after reviewing this Privacy Policy agreement, please contact us at ‪(571) 766-6451 or frugalcouponliving AT gmail DOT com‬.

If you disagree with any terms in this privacy policy, please discontinue your use of our Sites and services.

This privacy policy applies to all the information collected through your use of our Website and services and other third-party tools. By using our Website and/or services, or by clicking “Agree” or “Accept” to the Terms of Use when this option is explicitly made available to you, you acknowledge, accept and agree to be bound by the Privacy Policy terms and to abide by them.

WHAT INFORMATION DO WE COLLECT?

Personal Information We Collect About You

During your visit and use of our Website and services, we collect certain data that you provide to us when you fill out opt-in forms, contact forms, and surveys, when you purchase products and/or services, and when you enter your information for giveaways and/or competitions.

The personal information that you provide to us can be your name, email address, location, and occupation. Moreover, if you are purchasing products, then you are also providing us with payment and address information. (However, your payment information is not stored in our system because purchases are processed through payment processors.) Therefore, should you have any questions about payment activities and/or information, contact the specific payment processor directly.

In the preceding 12 months, we have collected the following categories and specific types of consumer personal information:

Categories of Personal Information	Specific Types of Personal Information Collected
Identifiers (e.g., a real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, social security number, driver’s license number, passport number, or other similar identifiers)	First name, last name, address for purchases, email address, phone number for purchases, IP Address
Characteristics of protected classifications under California or federal law such as race, religious creed, color, national origin, ancestry, physical disability, mental disability, medical condition, marital status, sex, age, or sexual orientation	none
Information that identifies, relates to, describes, or is capable of being associated with, a particular individual, including, but not limited to, his or her name, signature, social security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information.	address, telephone number, credit card number for purchases, email address
Commercial information (e.g., records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies)	purchase history, blog post likes, product likes
Biometric information such as fingerprint recognition, facial detection, palm vein scanning, iris recognition, and even voice recognition, etc.	none
Internet or other electronic network activity information (e.g., browsing history, search history, and information regarding a consumer’s interaction with an Internet Web site, application, or advertisement)	browsing history, search history, interaction with the website including page likes or shares
Geolocation data	Google analytics is included on the website for geolocation though not identified by person
Audio, electronic, visual, thermal, olfactory, or similar information	none
Professional or employment-related information	none
Education information, defined as information that is not publicly available personally identifiable information as defined in the Family Educational Rights and Privacy Act (FERPA) [According to the U.S. Department of Education, personally identifiable information for education records is a FERPA term referring to identifiable information that is maintained in education records and includes direct identifiers, such as a student’s name or identification number, indirect identifiers, such as a student’s date of birth, or other information which can be used to distinguish or trace an individual’s identity either directly or indirectly through linkages with other information.	none
Inferences drawn from any of the information identified above to create a profile about a consumer reflecting the consumer’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes	none
Sensitive Personal Information, for example, social security number, credit card number, date of birth, drivers license number	credit card for purchases

Third-Party items we collect…

Google Analytics – this service tracks Website usage and provides information such as referring websites and user actions on the Website. Google Analytics may capture your IP address, but no other personal information is captured by Google Analytics. You may read more about Google’s Privacy Policy.
ConvertKit – this service is used for delivery of email updates and newsletters. We store your name and email address for purposes of delivering such communications. Purchase history.
GravityForms – this service is used to connect you with the free item you sign up for via email. Your information is not stored on this platform, but is forwarded directly to the email provider.
Fast Secure Contact Form – this service collects your name and email for correspondence with myself and you.
Shopify – Purchase history, items added to the cart, email address, shipping address, phone number, first and last name, credit card, PayPal email, coupon codes used.
Slickstream – blog post likes, blog post navigation, blog post search.

YOUR RIGHTS UNDER CALIFORNIA CONSUMER PRIVACY ACT (“CCPA”) AS AMENDED BY CALIFORNIA PRIVACY RIGHTS ACT OF 2020 (“CPRA”)

To access a detailed CCPA policy and know your rights refer to the separate CCPA policy linked here where we notify you of your rights and our obligations under the amended CCPA.

OUTSIDE OF THE EUROPEAN UNION (“EU”)

If you are outside of the EU and enter your information to receive a freebie, make a purchase, respond to a survey, register for free training, or participate in a webinar, then we will automatically enroll you to receive our newsletter and updates.

If you do not wish to receive any communications from us, you can opt-out by clicking on the unsubscribe link located at the bottom of the emails.

IN THE EUROPEAN UNION

If you are in the EU and opt to receive a freebie or participate in free training, register for a webinar or live event, or purchase a product, your email address will not be added to the email list to receive our newsletter and updates unless you affirmatively consent to it.

If you change your mind at any point and do not want to receive electronic communication, simply unsubscribe.

If you have trouble unsubscribing by clicking the link at the bottom of the email, simply email us at frugalcouponliving AT gmail DOT com and request to be unsubscribed from future emails.

YOUR RIGHTS UNDER GDPR

As someone who resides in the European Union, you are entitled to exercise certain rights that you are given under the General Data Protection Regulation (GDPR).

Any information or data that you choose to provide us will be kept with Frugal Coupon Living until one of these happens: (1) you ask Frugal Coupon Living to DELETE the information and/or data; (2) Frugal Coupon Living decides to STOP USING the existing data processors, or (3) Frugal Coupon Living decides that the cost of retaining the data outweighs the value in retaining it.

As a consumer and/or visitor on our Site who is located in the European Union region, you have the right to request access to the data that Frugal Coupon Living collected on you and stores it.

You are within your rights to demand to know exactly what data and information Frugal Coupon Living has collected on you. Keep in mind that some parts of this data were provided by you personally, while others were gathered through cookies and pixels.

You have the right to withdraw consent to the data that you previously gave us to collect and process. The right to withdraw consent applies to any future processing of that data. However, any data that has been collected and processed previously based on valid consent is lawful and not subject to liability based on any legal grounds.

You also have the right to request the erasure of your data and all your information from Frugal Coupon Living’s data storage. Once you request that your data be erased from Frugal Coupon Living’s databases, we have thirty (30) days to comply with your request. If it’s impossible to comply within 30 days, then Frugal Coupon Living will respond to the Visitor’s request and let them know about the issue and also give them a reasonable time as to when their request for deletion will be honored.

Aside from rights such as a request to access, request to delete, and rectify, an EU user also has the right to place restrictions on the data processing itself. This means a user can limit certain things that Frugal Coupon Living can and cannot do with their data. You can choose to limit the transfer of your data to third-party businesses (unless it’s essential for Frugal Coupon Living’s basic functions).

You further have the right to file a complaint with a supervisory authority that oversees and handles issues related to the GDPR.

Lastly, it’s Frugal Coupon Living’s duty to inform you that we only require information that is reasonably necessary to enter into a contract with you. We do not collect any unnecessary data, and any information we acquire is used for legitimate business purposes, such as growing and scaling our business or being able to provide satisfactory customer service to you and other users.

Here is a quick table version of all your rights under GDPR.

Right to Access	The right to be provided with a copy of your personal information (the right of access)
Right to Rectification	The right to require us to correct any mistakes in your personal information
Right to Deletion/Right to be Forgotten	The right to require us to delete your personal information—in certain situations
Right to Restriction of Processing	The right to require us to restrict processing of your personal information—in certain circumstances, e.g. if you contest the accuracy of the data
Right to Data Portability	The right to receive the personal information you provided to us, in a structured, commonly used and machine-readable format and/or transmit that data to a third party—in certain situations
Right to Object	The right to object: ● at any time to your personal information being processed for direct marketing (including profiling); ● in certain other situations to our continued processing of your personal information, e.g. processing carried out for the purpose of our legitimate interests.
Right Not to be Subject to Automated Individual Decision-Making	The right not to be subject to a decision based solely on automated processing (including profiling) that produces legal effects concerning you or similarly significantly affects you

BRAZILIAN DATA PROTECTION LAW (“LGPD”)

The Brazilian Data Protection Law or the LGPD, which is derived from its Portuguese name. The LGPD is Brazil’s law on online privacy requirements and certain rights and privileges given to data subjects.

Under the LGPD, “processing” is defined as collection, production, reproduction, transmission, receipt, use, classification, filing, storage, control or evaluation of data, deletion, dissemination, extraction, modification, and communication. The LGPD applies to “personal data” that is defined as any information related to an identified or identifiable natural person. Moreover, sensitive data such as political opinion, racial or ethnic origin, religion, health, sex and more as they relate to a natural person.

Under the LGDP, the data subjects are given the following rights relating to their personal data:

Awareness and confirmation of the existence of data processing;
Anonymization or pseudonymization or removal of pieces of data that have been collected or processed without compliance with the LGPD;
Access to personal data;
Correction of inaccurate data;
Right to request deletion;
Portability;
Right to revocation of consent;
Right to request disclosure of any third parties with whom personal data is shared;
Access to the customer policy information and consent revocation terms and conditions.

The data subject has the right to exercise these rights with our business Frugal Coupon Living anytime, free of charge.

As a business, we can only process personal data if there is any legal basis for processing that data. The LGPD provides approximately ten (10) legal basis for processing data. The ten grounds are:

The data subject gives express consent to process the data.
Data processing is necessary to comply with a legal obligation.
Processing is essential to protect the life or physical safety of the data subject or another third party.
Necessary to execute a contract or contract-related procedures that the data subject is a party to at the request of the data subject.
Necessary to process to fulfill the legitimate interests of the controller or of the third party, except when the data subject’s fundamental rights prevail.
Necessary to process in order to protect credit (refers to a credit score).
You need to process to protect the health in relation to activities of health professionals or health entities.
Necessary to process to carry out studies by research entities that ensure, when possible, the anonymization of personal data.
Necessary to process to exercise rights in judicial, arbitration, and administrative procedures.
Necessary to process to execute public policies provided in laws or regulations or those that are based on contracts, policies, agreements, or similar binding instruments.

Frugal Coupon Living mostly uses legal basis #1 and #5 above, which are that the data subject gives express consent to process the data, and that processing is necessary to fulfill the legitimate interests of the controller or of the third party, except when data subject’s fundamental rights prevail to process personal and sensitive data collected from you.

VIRGINIA CONSUMER DATA PROTECTION ACT (“VCDPA”)

This section of the document supplements the information provided in this privacy policy. It is provided by the controller running the application and its parent, subsidiaries, and affiliates if applicable, who will collectively be referred to as “we,” “us,” or “our”.

The provisions in this section apply to all users who are consumers residing in the Commonwealth of Virginia and are governed by the Virginia Consumer Data Protection Act (VCDPA). If there are any conflicting provisions in the privacy policy, the provisions in this section will supersede them.

The term “personal data” used in this section is defined in the VCDPA as any information that is linked or reasonably linkable to an identified or identifiable natural person. Va. Code Ann. § 59.1-575. Personal data does not include de-identified data or publicly available information.

Categories of Personal Data Processed

We summarize the categories of personal data that we process and their purposes in this section. For detailed information, you can refer to the “Detailed information on the processing of Personal Data” section of the document.

Categories of Personal Data We Collect

The categories of personal data that we have collected include identifiers and internet information such as Names, Last Names, Email Addresses, and Shipping Addresses. We do not collect sensitive data and will not collect additional categories without informing you. Sensitive data includes, but is not limited to, information on racial or ethnic origin, religious beliefs, mental or physical health diagnosis, sexual orientation, and citizenship or immigration status.

Reasons for Processing Personal Data

We will not use your personal data for purposes that are incompatible with those disclosed initially without your consent. You can grant, deny, or withdraw your consent at any time using the contact details provided in the document.

Sharing Your Personal Data With Third Parties

We share your personal data with third parties listed in this privacy policy. These third parties are grouped based on the different purposes of processing. For our purposes, a “third party” refers to a person or entity that is not the consumer, controller, processor, or an affiliate of the processor or the controller, as defined by the VCDPA.

Sale of Your Personal Data

The sale of personal data is defined as any exchange of personal data for monetary consideration by us to a third party, as defined by the VCDPA. Note that disclosing personal data to a processor who processes personal data on behalf of a controller is not considered a sale.

Our use of your personal data may be considered a sale under the VCDPA.

Opting-Out of the Sale Of Your Personal Data

You have the right to opt out of the sale of your personal data. To exercise this right, you can contact us at any time using the contact details provided in this privacy policy.

We will use any personal data collected from you for the sole purpose of complying with your opt-out request.

Processing of Personal Data for Targeted Advertising

We do not process your personal data for targeted advertising. If we decide to do so in the future, we will inform you and give you the right to opt-out.

Privacy Rights Granted Under the Virginia Consumer Data Protection Act (“VCDPA”)

Under the Virginia Consumer Data Protection Act, you have the following rights regarding the processing of your personal data by us:

The Right to Know: You have the right to know if we are processing your personal data and to access it.
The Right to Correct:: You have the right to request correction of any inaccurate personal data we maintain about you.
The Right to Request Deletion: You have the right to request the deletion of your personal data.
The Right to Portability of Data: We will provide a portable and usable copy of your personal data if it is technically feasible.
Opt-out of Targeted Advertising, Sale of Personal Data or Profiling: You have the right to opt out of the processing of your personal data for targeted advertising, the sale of personal data, or profiling.
Non-Discrimination: We will not discriminate against you for exercising your rights under the VCDPA. However, if the personal data or sale is necessary for us to provide goods or services, we may not be able to complete the transaction if you refuse to provide the data or ask us to delete or stop selling it.

How and When We Are Expected to Comply With Your Request

We do our due diligence to respond to all requests as soon as possible, within 45 days of the receipt of the request date. Should we need more time to respond, we will contact you and notify you of our reasons for needing more time and how much time we need. Under the law, we may take up to 90 days to fulfill your request.

We will do so if there are reasonable and lawful grounds for denying your request. You have the right to appeal the denial. Within 60 days of the receipt of the appeal, we will notify you in writing of any action taken or not taken in response to your appeal. If your appeal is denied, you may contact the Attorney General to submit a complaint.

Information Collected Through Third-Party Sources

During the time you visit and use our Site, certain limited data are collected from public databases, marketing partners, social media platforms, and analytics sources.

The types of data collected about you from other sources are your location, your computer system, which pages you have visited on our Site, how long you spend on each page, your IP address, your country, and possibly even your social media profiles and referrals.

Affiliate Program Participation

The Website may engage in affiliate marketing, which is done by embedding tracking links into the Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

Frugal Coupon Living is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and links to Amazon.com. As part of this Amazon Associates program, the Website will post customized links, provided by Amazon, to track the referrals to their website. This program utilizes cookies to track visits for the purposes of assigning commissions on these sales.

Third-Party Use of Personal Information

We may share your information with third parties when you explicitly authorize us to share your information.

Additionally, the Website may use third-party service providers service various aspects of the Website. Each third-party service provider’s use of your personal information is dictated by their respective privacy policies. The Website currently uses the following third-party service providers:

Google Analytics – this service tracks Website usage and provides information such as referring websites and user actions on the Website. Google Analytics may capture your IP address, but no other personal information is captured by Google Analytics. You may read more about Google’s Privacy Policy.
GravityForms – this service is used to connect you with the free item you sign up for via email. Your information is not stored on this platform, but is forwarded directly to the email provider.
Optin Monster – this service collects your name and email for correspondence with myself and you.
Akismet Anti-Spam Detection – This service tracks malicious comments and prevents spam from being posted on our website.
Social Warfare – This plugin maximizes social shares and tracks social share counts across all platforms and users.

Advertising

This Site is affiliated with CMI Marketing, Inc., d/b/a CafeMedia (“CafeMedia”) for the purposes of placing advertising on the Site, and CafeMedia will collect and use certain data for advertising purposes. To learn more about CafeMedia’s data usage, click here: www.cafemedia.com/publisher-advertising-privacy-policy

CHILDREN’S PRIVACY AND DATA

This Website is not intended for children under the age of 13. We and this Website do not knowingly and intentionally collect any personally identifiable information from children under the age of 13. If you are under 13 years of age, please do not use or provide any information on this Website. Do not use any third parties that might have links present on this Website. Do not provide your name, address, phone number or any payment information.

If a parent or guardian believes that this Website unknowingly collected personally identifiable information from a child under the age of 13 in its database, please contact us at once at frugalcouponliving AT gmail DOT com, and we will do our best to immediately remove any and all such information from our database.

HOW DO WE USE THE INFORMATION WE COLLECT FROM YOU?

Information Collected from You

We use the information we collect from you to send you targeted marketing and promotional communications. If at any time you indicated an interest in a particular field related to our Site, then we and/or our third-party marketing partners may use this relevant information to send you additional communication regarding similar products/services.

If you do not want to receive any marketing and/or promotional communication, you can opt-out at any time by UNSUBSCRIBING from either a particular list or topic or from all the emails coming from us by clicking on the unsubscribe button located at the bottom of every email you receive.

Information Collected from Third-Party Apps and Tools

Any information collected from third-party tools is used for statistical and analytical purposes and for evaluating and making improvements to our Site. This automatically collected information will not include personal information data.

Affiliate Program Participation

Third-Party Use of Personal Information

We may share your information with third parties when you explicitly authorize us to share your information.

Google Analytics – this service tracks Website usage and provides information such as referring websites and user actions on the Website. Google Analytics may capture your IP address, but no other personal information is captured by Google Analytics. You may read more about Google’s Privacy Policy.
GravityForms – this service is used to connect you with the free item you sign up for via email. Your information is not stored on this platform, but is forwarded directly to the email provider.
Optin Monster – this service collects your name and email for correspondence with myself and you.
Akismet Anti-Spam Detection – This service tracks malicious comments and prevents spam from being posted on our website.
Social Warfare – This plugin maximizes social shares and tracks social share counts across all platforms and users.

Advertising

WILL WE SHARE YOUR INFORMATION WITH ANYONE?

We respect your privacy and the value of your information. We do not share, disclose, sell, lease, or rent your information to anyone or any third party without your express consent.

Only under limited circumstances will necessary information be shared with third parties. Here are the situations in which we will share your information:

You gave us express consent to do so;
You entered into a contract for recurring payments—for this reason, your information will be processed on an as-needed basis to uphold the agreement;
Performance of a contract—if you are obligated to pay or perform an action, and you fail, we reserve the right to share necessary information with a third-party company, such as a collection agency or an attorney; and
Mandated by law—if legal proceedings are initiated, and there is a subpoena (unlikely, but better to be prepared than surprised).

WE MAY USE COOKIES AND OTHER TRACKING TECHNOLOGIES

We may use cookies and other tracking technologies, such as pixels, to collect data on advertisements, website use, and information retention.

You can read more about this in our Cookie Policy. Know that by agreeing to our Privacy Policy, you are also agreeing to our Cookie Policy.

Most browsers are set up to accept cookies, but you can usually change your browser settings to refuse them. If you disable cookies, your browser may experience some erratic behavior on some portions of the Site.

Most browsers allow you to refuse to accept cookies and to delete cookies. The methods for doing so vary from browser to browser, and from version to version. You can however obtain up-to-date information about blocking and deleting cookies via these links:

(a) https://support.google.com/chrome/answer/95647?hl=en (Chrome);

(b) https://support.mozilla.org/en-US/kb/enable-and-disable-cookies-website-preferences(Firefox);

(d) https://support.microsoft.com/en-gb/help/17442/windows-internet-explorer-delete-manage-cookies (Internet Explorer);

(e) https://support.apple.com/kb/PH21411 (Safari); and

(f) https://privacy.microsoft.com/en-us/windows-10-microsoft-edge-and-privacy (Edge).

Please note that blocking cookies may have a negative impact on the functions of many websites, including our Site. Some features of the Site may cease to be available to you.

EMAIL COMMUNICATIONS & POLICIES

If you decide to contact us through email, we reserve the right to retain the content of your email messages, your email address, and our responses.

Your privacy is important to us. Therefore, your email address will never be shared, sold, or leased to any third-party members.

In compliance with the CAN-SPAM Act, any and all communications sent from our Company or Website will clearly state who the email is from, who the email is for, and how to contact the sender.

Furthermore, should you wish not to receive any more emails, you can click on the “Unsubscribe” link located at the bottom of the email.

Newsletter Sponsorships

We engage others to serve newsletter advertisements and perform related services across the web and in mobile applications. You can learn more about interest-based ads, or opt out of having your web browsing information used for behavioral advertising purposes by companies that participate in the Digital Advertising Alliance, by visiting www.aboutads.info/choices.

Opting Out of Targeted Advertising, Sharing, and Sales.

We process personal information to understand and improve your experience with our Services and to serve you targeted advertisements. Some of these activities may be considered “sales” or “sharing” of your personal information or “targeted advertising” under certain privacy laws. To opt out of preference-based advertising, use the form linked below. Note, this will not stop you from seeing sponsorships or advertisements in our newsletters, but those ads will be selected randomly rather than based on your known preferences.

https://convertk.it/opt-out-preference-based#newsletter_source=frugalcouponliving.com

Contact Us

If you have any questions, concerns, or comments regarding our Privacy Policy, please feel free to reach out to us:

Frugal Coupon Living, 1350 Beverly Road Suite 115 PMB 199, McLean, VA 22101

Email Address:

Frugalcouponliving at gmail dot com

Changes to the Privacy Policy

We may change this Privacy Policy from time to time. The most recent version of the Privacy Policy will always be posted on the Site, with the “Effective Date” posted at the bottom of the Policy. We may revise and update this Privacy Policy if our practices change, as technology changes, or as we add new services or change existing ones. If we make any material changes to our Privacy Policy or how we handle your personal information, or we are going to use any personal information in a manner that is materially different from that stated in our Privacy Policy at the time we collected such information, we will give you a reasonable opportunity to consent to the change. If you do not consent, your personal information will be used as agreed to under the terms of the privacy policy in effect at the time we obtained that information. By using our Site or services after the Effective Date, you are deemed to consent to our then-current privacy policy. We will use information previously obtained in accordance with the Privacy Policy in effect when the information was obtained from you.

If you disagree with any terms in this privacy policy, please discontinue your use of our Sites and services.

Please also see Frugal Coupon Living’ s Disclosure Policy and California Consumer Privacy Act (CCPA) Policy.

Effective Date December 1, 2008.

Policy Updated September 5, 2024.

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