Frugal Coupon Living

Stretching Your Pennies, Saving Your Dollars

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Guest Post – Tutorial 3 HCW Trading Program

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September 15, 2009 by Ashley at Frugal Coupon Living Filed Under: Beginners

published date: September 15, 2009
modified datt: September 15,2009

This is the third post of three from Lori at Moms by Heart. It is an excellent “how to” for beginners.

{TUTORIAL #3}
In previous tutorials, we’ve learned how to set up a HCW account, and how to navigate our way around the forums & coupon database. Today we’ll learn how to trade coupons!

The first bit of advice I have is DON’T GET OVERWHELMED! When all this stuff is new to you, it can seem like too much information. Just go slowly through and give yourself time to absorb it all. It is most helpful to open up a second screen and follow along on the actual HCW site.

All beginners are required to start by joining the HCW Trader In Training program. Read the rules and follow the program carefully. If you have any questions the moderators are very helpful. You will need to stay in the program for 30 days, and until you have received 5 positive feedbacks. After that, you can send a request to your moderator to move you up to Trader status. This allows you to host an auction, bid on auctions, ride a coupon train or join a secret pal exchange.

Now on to the details of trading:

The first steps to trading are a bit tedious (but well worth the hassle). You need to establish your HAVE LIST & WISH LIST. You’ll find these tabs on the coupon database page shown above. Before we begin, let’s locate the following items on this screen:

1) The Have List, Keep List, Wish List and Trades (Actual and Potential) tabs.
2) Find the box entitled Description. This is where you’ll type in the coupon you’re looking for.
3) Find the column entitled Action. To the far left of every coupon description, you’ll find a drop down menu in the Action column.


The Actions column will be very important in establishing your list. The pic above shows what the drop down menu looks like.
Your options are:
• Report – choose this if you need to report a problem with a coupon listed
• Have List – choose this to add this coupon to your Have List.
• Keep List – I don’t use this feature much, but if you find a coupon that you have, but don’t want to trade, you can start a Keep List by clicking this option.
• Wish List – these are coupons you’d like to trade for. Personally, since I have so many insert coupons, I have a lot of peelies, winetags, tearpads and hangtag coupons on my wishlist. Sometimes folks who have these are willing to trade for printable coupons (no photocopies), PS (postage stamps) or CC (concealed cash). Because of the risk associated with sending cash through the mail, I have always opted to trade for stamps. More on that later.

For now, you can use the search feature to go through and find all the coupons you have, and all those you want and use the Action menu to add them to your lists.

Next, we’ll be using a cool feature found under the tab Trades (Actual and Potential). Here’s what my screen looks like:

You’ll see there are three new tabs within this tab:

~Incoming – tells you who has the coupons YOU WANT. The above screenshot is taken from the Incoming tab.
~Outgoing – tells you who wants the coupons YOU HAVE.
~History – Shows your trading history.

Let’s use the first item on my incoming list as an example (remember, this is a list of coupons I want to find). The first coupon is for a FREE Dove Body Mist when you buy a Dove Deodorant. Next to the coupon description, you’ll find a column that lists who has this coupon. Clicking on the drop down menu will give you a list of more traders who have it.

Trader Details Button – this will show you the history and feedback rating of this trader.
Trader Lists Button – this will show you the Have and Wish list for this trader. You can use this to determine a potential trade.
Initiate Trade Button – brings up a pop-up screen (shown below). You can specify your trade proposal here and it will be sent to the trader.

It’s always a good idea to send a private message to this trader as well, just in case they don’t regularly check their trades lists.

TRADING TIPS:
~Keep your coupons well organized and your lists updated for better trading success.
~Keep in mind the price of a postage stamp when determining if a trade is worth your while.
~If you are a Trader In Training, some traders may be hesitant to trade with you. It will help if you let them know that since you’re in training, they can wait to send their part of the trade until they receive yours!
~Find the best coupons to put on your Wish list by searching for only Winetags, Peelies, Tearpads or Hangtags. These tend to be high value coupons for items like meat, produce, snack foods, cheese, etc.

ADDING A LINK TO YOUR HAVE/WISH LIST IN YOUR SIGNATURE:
Once you have your Have List/Wish List finished, you can place a link to these lists as part of your HCW signature. This makes it easier for your friends to find your list. Here’s how:

To the far right of the screen (you may need to scroll right to see it), is a box with your HCW user info. Just above your avatar, you’ll see a link that says User CP. Click on it. You’ll come to a page with a list of menu items for changing your user info (shown below). Click on Edit Signature.

You’ll get a screen containing your current signature. This signature appears each time you post in the HCW Forums. To add your Have List/Wish List, type the words: Have List/Wish List in the box.
Next, highlight the words with your mouse and click on the “world” icon

as shown below:

You’ll see a pop up appear asking for the URL. Type in:
http://www.hotcouponworld.com/forums/userlist.php?membername=yourmembernamehere
replacing “yourmembernamehere” with, well, your member name! Now you’ve created a link to your list! Save the signature, and voila! You’re officially ready to dive into the coupon trading world! If you have any questions, you can email me at momsbyheart at gmail dot com (spaces removed).

Thanks, Lori at Moms by Heart


WHAT’S TRENDING? Looking for a few engaging activities? Grab Minute to Win it Games – Traditional, Holiday, Group, and more! Use these fun activities in the office, classroom, or at your next birthday party.

Guest Post – Tutorial 1 Beginners on Hot Coupon World

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September 12, 2009 by Ashley at Frugal Coupon Living Filed Under: Beginners

published date: September 12, 2009
modified datt: September 12,2009

This is the first post of three from Lori at Moms by Heart. It is an excellent “how to” for beginners.
{TUTORIAL #1}
For beginner couponers who want to get on the fast track to becoming a money saving expert, your first stop should be Hot Coupon World. This forum is filled with couponing pros from across the country sharing tips and deals for dozens of stores. They also have an excellent coupon trading forum which we will discuss in a future post.

The easiest way to go through this tutorial is to open a second window and follow along on hotcouponworld.com. If you’re not already a member, you’ll want to begin by registering HERE.
My two favorite features are the Forums and the Coupon Database. We’ll begin by discussing the Forums. Click on the tab shown by the black arrow to access this part of the site.

Forums exist to give couponers a place to discuss current deals, ask questions, learn the ropes and share experiences with each other. They are grouped into categories:

~Greetings & Getting Started
~Swingin’ Deals
~Free Deals
~Show Me The Deals
~Happy Holidays
~Forums For Trading: Share The Wealth

Within each of these categories, you’ll find relevant discussion threads. Here is what the GREETINGS & GETTING STARTED forum looks like:

This forum is where you’ll find the Hot Coupon Rules, Couponing Basics tutorials and the Trader In Training Program. Trading coupons is the best and most affordable way to grow your stash, and this program is intended to help “get your feet wet” in the trading world so you learn how it works. Your first trades will be under the supervision of a moderator who will be there to help you every step of the way. Very often you’ll be able trade for peelies, tearpads, hangtags, rebate forms and other hard-to-find stuff. Here’s a pic from one of my favorite HCW trades:

I’ll cover the basics of trading in a later post. For now, the best way to learn is to take some time and look around this section of the forum.

Next, we’ll look at the forum category called Swingin’ Deals:

My favorite.

Here you’ll find the latest and greatest deals, clearance items and unadvertised bargains for just about every store under the sun brought to you by fellow HCWers! Wanna know what’s been spotted on clearance at CVS? Looking for a JoAnn’s Fabric printable coupon? You’ll find it here! Take a few minutes and look around this section so you know what’s available.

Next, scroll down until you find Forums For Trading: Share The Wealth.


Once you’ve completed the trader in training program, this will be one of your favorite spots. You’ll find:
~Coupon auctions
~Items up for trade
~Coupon Trains
~Classified ads
~Trading rules
And lots more.

Even if you’re still a Trader In Training, it will help you learn the ropes to see what is available and how folks are trading here.

Now, on to the Coupon Database. This is by far the most comprehensive database of coupons around. If a coupon exists for a particular item, chances are it’s listed here. To view the page below, click on the Coupon Database link shown with the black arrow:

You’ll see several tabs:
• Search (in orange)
• Have List
• Keep List
• Wish List
• Trades (Actual and Potential)

For now, we’ll discuss the Search feature, since the other four pertain to trading. You’ll see a Description box shown by the red arrow. Type in the name of the product you are seeking a coupon for and the results will be shown below it. As an example, in the screenshot below I’ve typed in a search for Kingsford Charcoal. I’ve also indicated that I’d like to see only insert coupons for this product. You can see the results show expiration date, insert date/type along with a description of the coupon. If I wanted to find a printable coupon for this product, I’d change the Source option to Printables. Easy as that, you can find out how and where to get the coupons you need!


Thanks goes to HCW for allowing me to use these screenshots and of course, for helping me save so much moolah! Be on the lookout for the next tutorial, which will explain the HCW trading system!

Thanks, Lori at Moms by Heart.


WHAT’S TRENDING? Looking for a few engaging activities? Grab Minute to Win it Games – Traditional, Holiday, Group, and more! Use these fun activities in the office, classroom, or at your next birthday party.

Getting to Know You – Grocery Stores

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March 6, 2009 by Ashley at Frugal Coupon Living Filed Under: Beginners

published date: March 06, 2009
modified datt: March 06,2009

I would love to know which grocery stores my readers prefer. Please leave a comment in the comments section so that I can hopefully link or post sales with coupons matches to your local grocery store. I can not promise all grocery stores will be matched but knowing what you want would be very helpful to make new additions.

Thanks!


WHAT’S TRENDING? Looking for a few engaging activities? Grab Minute to Win it Games – Traditional, Holiday, Group, and more! Use these fun activities in the office, classroom, or at your next birthday party.

Viewers/Readers Questions Take IV

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March 3, 2009 by Ashley at Frugal Coupon Living Filed Under: Beginners

published date: March 03, 2009
modified datt: March 03,2009

Thank you again for the many well wishes. I am excited to be assisting all of you. Below I have listed some more readers questions. I am sorry I can not respond to each person individually.
I hope these help!

How do I get the coupons I need but don’t have? Buy them! Many of you mentioned you are in rural areas and you do not get good Sunday coupons, so buying them always. Buying the right coupon does still maximize your savings (even though you are “buying” a coupon.) This is great for getting coupons to stockpile. You can always subscribe to multiple copies of the newspaper or you can get a few extra copies of ones you like. The coupon clippers (click on the icon below is a great resource for buying coupons.) They have coupons for a fraction of the price and ship very quickly.
The Coupon Clippers

How do you know what coupons are in what inserts? I do hole punch coupons, put them in a binder and put the binder away. This is what works for me. There are many great resources that let you know where you can find coupons (that you have stored in your binder.) Hot Coupon World, A Full Cup, and Refund Cents are great resources I use. If I need a coupon for Herbal Essence shampoo, I go to one of these three sites and they help me locate what insert (and date) the coupon is in.

Where do I find your shopping lists? Is there a fee? There is no fee to my shopping lists. Each week I highlight four stores and link to other stores. You can find my shopping list for CVS, Walgreens, Publix and Albertsons (each store name is hyperlinked to this week’s list.) Use the side labels to look of a grocery store that fits your area if one of these does not. You do not download my lists. Please highlight with your mouse, right click and copy the list, and paste it into your word document. You then have a shopping list for the store.

What about Canada? I have gotten a handful of emails from Canada. I started this website for my friends/family in Florida. I will be on the lookout as to how I can help but I came across this…Try Here?

Email addresses – don’t you get spam? You will get a lot of “spam” for the offers you sign up for. It is always good to have a email account devoted solely to your frugal shopping.

Can I link to your site? As long as your material is family friendly and is represents Frugal Coupon Mom in a positive way, by all means, go ahead. Thank you for the link!

How do I get started? Slowly. I would get started building your binder (with inserts from the Sunday paper.) Realize you will not do it all at once. This will be a growth. Each week it will be easier, quicker and you will save more. You can read my post Here on how to organize your coupons. You can read my post Here about getting started with Walgreens and Here for getting started with CVS. Start by getting organized. Start with one store. Pat yourself on the back for any savings you do have. I also give tips to couponing Here.

WHAT’S TRENDING? Looking for a few engaging activities? Grab Minute to Win it Games – Traditional, Holiday, Group, and more! Use these fun activities in the office, classroom, or at your next birthday party.

Viewers/Readers Questions Take III

This post may contain affiliate links or ads. Read my privacy policy and disclosure policy here.

March 2, 2009 by Ashley at Frugal Coupon Living Filed Under: Beginners

published date: March 02, 2009
modified datt: March 02,2009

Why the binder?
The binder is simply for organization. I do not want all my coupons laying around. I get the Sunday inserts, I put the date of the insert on the front (the date I received the insert in the paper) I hole punch it and put it away. I only go to this binder when a shopping lists tells me go to your SS 1/4 to get your $1 off Clorox coupon. Inside my binder I find my smart source insert for January 4th and cut the $1 off Clorox coupon.

What do I take into the store?
Before I go shopping, I cut the coupons I need from my binder or print them from the Internet. I put the coupons I need in the envelope marked with the stores name. If I have coupons for my Walmart shopping list, I put the coupons in my Walmart envelope and only bring in my Walmart envelope (coupons are already cut) and my shopping list. The bulk stays in the car.

What do you keep in the car?
I keep ALL of my coupons in the car. This way if I need to stop by a store (unplanned) I have my envelopes, binder, accordion folder. These all stay in a bag for portability.

How many coupons can you print?
Most website only allow you to print 2 coupons of each type. You can use the back arrow (top left) of your Internet browser to print a second coupon after the first printed. Sometimes you have to press the back arrow button a couple times.

Is the ink/printer paper worth it?
I get my ink refilled at Walgreens for a reduction of the cost. Often the ink goes on sale or has a coupon in the Walgreens flier…great, huh? I also stockpiled on computer paper when I had a great HP coupon last year. This coupon opened in adobe and allowed me to print multiple copies. I loaded up on computer paper for about 75% off. Coupons for paper and ink do exist, but they come out few and far in between. These are great items to stockpile on.

Is it better to shop at a warehouse?
It depends on who you ask. I am not a member of a warehouse but I am willing to visit. I find I stockpile and save more in places I can use coupons. Friends I have swear by warehouses for their meats. I can understand this. You have decide what your family gets at warehouses, start shopping at other places and decide what is best for your family. In my family’s case we get so much for FREE to CHEAP that warehouses would do nothing for us (just to get a membership for meat.)

Can you tell me about Store Brand vs Manufacturer Brand?
Manufacturer brand…you save more because manufacturers put out coupons. When I need something that does not have a sale and coupon combination, then I get generic. Get whatever is cheapest but I find I get the most expensive products for cheapest. It is true!

What is the coupon formula?
You CAN combine coupons. You CAN NOT combine manufacturer and manufacturer coupons. You CAN combine a store and manufacturer coupon…combined with a sale you get things for VERY cheap. The formula is combine with a sale, manufacturer, or store (or competitor) coupon. There sometimes is a missing link. That is okay. Save what you can.

WHAT’S TRENDING? Looking for a few engaging activities? Grab Minute to Win it Games – Traditional, Holiday, Group, and more! Use these fun activities in the office, classroom, or at your next birthday party.

Viewers/Readers Questions Take III

This post may contain affiliate links or ads. Read my privacy policy and disclosure policy here.

March 2, 2009 by Ashley at Frugal Coupon Living Filed Under: Beginners

published date: March 02, 2009
modified datt: March 02,2009

Why the binder?
The binder is simply for organization. I do not want all my coupons laying around. I get the Sunday inserts, I put the date of the insert on the front (the date I received the insert in the paper) I hole punch it and put it away. I only go to this binder when a shopping lists tells me go to your SS 1/4 to get your $1 off Clorox coupon. Inside my binder I find my smart source insert for January 4th and cut the $1 off Clorox coupon.

What do I take into the store?
Before I go shopping, I cut the coupons I need from my binder or print them from the Internet. I put the coupons I need in the envelope marked with the stores name. If I have coupons for my Walmart shopping list, I put the coupons in my Walmart envelope and only bring in my Walmart envelope (coupons are already cut) and my shopping list. The bulk stays in the car.

What do you keep in the car?
I keep ALL of my coupons in the car. This way if I need to stop by a store (unplanned) I have my envelopes, binder, accordion folder. These all stay in a bag for portability.

How many coupons can you print?
Most website only allow you to print 2 coupons of each type. You can use the back arrow (top left) of your Internet browser to print a second coupon after the first printed. Sometimes you have to press the back arrow button a couple times.

Is the ink/printer paper worth it?
I get my ink refilled at Walgreens for a reduction of the cost. Often the ink goes on sale or has a coupon in the Walgreens flier…great, huh? I also stockpiled on computer paper when I had a great HP coupon last year. This coupon opened in adobe and allowed me to print multiple copies. I loaded up on computer paper for about 75% off. Coupons for paper and ink do exist, but they come out few and far in between. These are great items to stockpile on.

Is it better to shop at a warehouse?
It depends on who you ask. I am not a member of a warehouse but I am willing to visit. I find I stockpile and save more in places I can use coupons. Friends I have swear by warehouses for their meats. I can understand this. You have decide what your family gets at warehouses, start shopping at other places and decide what is best for your family. In my family’s case we get so much for FREE to CHEAP that warehouses would do nothing for us (just to get a membership for meat.)

Can you tell me about Store Brand vs Manufacturer Brand?
Manufacturer brand…you save more because manufacturers put out coupons. When I need something that does not have a sale and coupon combination, then I get generic. Get whatever is cheapest but I find I get the most expensive products for cheapest. It is true!

What is the coupon formula?
You CAN combine coupons. You CAN NOT combine manufacturer and manufacturer coupons. You CAN combine a store and manufacturer coupon…combined with a sale you get things for VERY cheap. The formula is combine with a sale, manufacturer, or store (or competitor) coupon. There sometimes is a missing link. That is okay. Save what you can.

WHAT’S TRENDING? Looking for a few engaging activities? Grab Minute to Win it Games – Traditional, Holiday, Group, and more! Use these fun activities in the office, classroom, or at your next birthday party.

Viewers/Readers Questions Take II

This post may contain affiliate links or ads. Read my privacy policy and disclosure policy here.

March 2, 2009 by Ashley at Frugal Coupon Living Filed Under: Beginners

published date: March 02, 2009
modified datt: March 02,2009

How long does it take you to shop?
For grocery shopping it generally takes me 30-45 minutes. This is because I don’t browse. I have my list organized, and my coupons cut. I know exactly what I need. I also tend to shop when my husband can take care of the baby. Pharmacy stores take me 20 minutes. I take the baby.

How long does it take you to check out?
This takes time. On a big bill maybe 15 minutes. I apologize to the person behind me, but they are always amazed to see my bill. I sometimes tell them I might be awhile as I have a lot of coupons. Kindness always gets you far. I actually shop during the most busiest time of the week – Sunday afternoon. I do not recommend it unless you need someone to watch over the kids (which is my story.)

Do stores take expired coupons?
Stores get credit for expired coupons up to 6 months after it has expired, but THEY DO NOT take expired coupons unless you are a military family. In the case of a military family, I am not sure if you have to shop at a certain location – perhaps at grocery locations on base. You can send your expired coupons to APO addresses so that you are helping a military family. You can read where to send them Here.

Have you had trouble with printed coupons?
No I have not. Target sometimes will only take ONE printed coupon of each type. If you are having trouble, I would take to the manager. If that doesn’t work, call the coporate office. You can see a list of corporate office numbers and contact information Here.

WHAT’S TRENDING? Looking for a few engaging activities? Grab Minute to Win it Games – Traditional, Holiday, Group, and more! Use these fun activities in the office, classroom, or at your next birthday party.

Viewers/ Readers Questions

This post may contain affiliate links or ads. Read my privacy policy and disclosure policy here.

March 2, 2009 by Ashley at Frugal Coupon Living Filed Under: Beginners

published date: March 02, 2009
modified datt: March 02,2009

I am so happy to be helping everyone save no their grocery bills. I wish I could answer all of your questions individually but I think it might be best for me to post a number of your questions in a post so that everyone is able to view the answers.

Where do I get coupons?

They exist folks. There are many places to print/retrieve coupons. 1) Coupons.com. You can utilize this resource on my left column where it says print coupons 2) Sunday inserts. Larger cities get better coupons. Small town folks are out of luck. I haven’t found a good solution to this. Try a book store to see if they have an edition to a larger city newspaper. If so, see if the inserts are in there (likely not.) 3) Manufacturer websites 4) My website has links 5) Smart Source 6) Eat Better America 7) All You Magazine – you can buy it on my website. I remember when I started couponing I would google to search for coupons. This is a waste of time. Let the coupons come to you. When you search for them, you can find yourself wasting a large amount of time looking for coupons that do not exist.

Isn’t Store Brand Cheaper?

Yes, it is but you save more money when you combine sales and manufacturer coupons that the larger brand names put out. When I do not have a coupon or sale and I am REALLY in need of an item, I buy store brands.

Where Can I Find Organic Coupons?

Again, let the coupons come to you. They exist. Manufacturers know that consumers want these coupons. They are producing them. I can tell you, though, that organic coupons are produced much less than processed food. My advice is begin saving on your beauty, cleaning, health, and other items. By saving a lot here, your budget will still drop.

How do I Find Meat and Produce Coupons?

These are few and far in between. These are usually items you find on sale by the stores. Some stores put out coupons like $2 off a $5 purchase.

Organization Questions

I do hole punch my coupons. This has not caused trouble when scanning because I am hole punching the insert not the individual coupon. I do not write what is inside on the front. I just date it. When a shopping list requests me to go to a certain dates insert, I go. I then find the coupon I need. I stay organized by dating them. I have the newest in front, the oldest in the back. By sorting coupons immediately (meaning I cut them as soon as I get them, my accoridan folder becomes too large. I also might neglect a coupon of something I could get FREE later and donate. I do not throw away the coupons of items I don’t need. I believe strongly in donating.

How do I make my shopping list?

I highlight the list on my website. I copy it. I paste it into word and then I have my shopping list.

Time, Time, Time – How do I find the time?

It does take time. I would do it when I had someone (my husband) to watch the baby. This works for us on Sunday afternoon of after the babies go to bed. You have to decide is saving is worth your time. It will take more time up front, but in the end you will be moving very fast. The average couponer takes about 45 minutes a week for around 2 stores. It will take some time, but it WILL BE worth it. I promise. Don’t drive yourself nuts, though. Do what you can.

Do I need to download software?

You will need to install a couple programs on your website to print coupons. You will soon find out most of the websites use the same software. I have never received a virus from these program. I do weekly/monthly deleate cookies and run a scan for my own computer safety. I trust manufacturer websites (for downloading coupon printers) and coupons.com.

Thanks for all the support and well wishes.

WHAT’S TRENDING? Looking for a few engaging activities? Grab Minute to Win it Games – Traditional, Holiday, Group, and more! Use these fun activities in the office, classroom, or at your next birthday party.

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I am a wife, mother, daughter, blogger, teacher, friend – a woman of many different hats. My delights are my husband, my five kids, reading, shopping, and spending time with friends and family. I am a Florida girl transferred to the heart of the DC-Metro area. I'm glad you're here! Learn more about Ashley.

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