This giveaway is closed. Congratulations goes to Beth!
If you’ve followed me for any length of time, you know I’m a fan of Dave Ramsey’s approach to financial freedom: To get out of debt the same way you learned to walk—one step at a time! Dave has taught the principles of managing and budgeting your money, getting out of debt, building wealth, and living in financial peace to millions via radio, books, Financial Peace University, live events and online.
Dave Ramsey’s mission to help others learn how to get out and stay out of debt began in 1992, after losing everything himself. He wanted to learn everything he could about money so that it could not control him ever again and teach others to do the same. At first he offered counseling to others going through financial loss. A short time later, his radio show began and he wrote his first book, Financial Peace. Now he has more books, a whole array of educational series, including the well-known Financial Peace University (FPU), a TV Show on Fox Business Network and still runs the radio show, now called The Dave Ramsey Show.
His proven method is to use the Seven Baby Steps starting with a small emergency fund and then snowballing that debt. There are so many resources for families, including budgeting and tracking worksheets online, free with My Total Money Makeover subscription. But I love that there are also products to help parents teach our children about money. Dave believes it is so important to give these future adults a great foundation so that they hopefully will not make some of the same mistakes many of us have made. He also has products and seminars directed toward helping businesses operate with integrity and without debt.
Dave’s desire to provide common-sense education and empowerment which gives HOPE to everyone from the financially secure to the financially distressed is felt every time he is on the air!
Some of his great tools include:
Kids Monster Pack ($49.95): it is always good to start good habits early. The Kid’s Monster Pack will start showing your children how to handle money from a young age. Kit includes Financial Peace Jr., all 6 of Dave’s illustrated kids’ books, plus the NEW Junior’s Adventures 6 CD Audio Set.
Financial Peace University Lifetime Membership ($109): Kit includes Full-Color FPU Workbook, High-Quality Audio CD Library with all 13 lessons, Durable Envelope System (my favorite), Financial Peace Revisited book, a lifetime membership (you and your spouse can attend an FPU class anywhere, any time, at no extra charge!) and more!
Starter Pack ($49): The Total Money Makeover Book, Money Answer Book, Cash Flow Planning DVD, Dumping Debt DVD, Designer Red Envelope System and Dave’s Budgeting Software (CD-ROM).
6 Month Subscription ($59.70): Your “how-to” place online! Site includes tools, baby steps outline, Dave’s show (commercial free), and forums for discussion with other community members.
I am excited to share that One Frugal Coupon Living Reader will win a mountain-load of products form Dave Ramsey and Financial Peace University.
Products include:
- Kids Monster Pack
- FPU Lifetime Membership
- Starter Pack
- 6 month subscription to MyTotalMoneyMakeover.com
For more opportunities to win, visit:
- Balancing Beauty and Bedlam
- Bargain Briana
- Common Sense with Money
- Moms Need to Know
- Passion for Savings
- Saving Cents with Sense
- Southern Savers
- Stretching a Buck
- The Savings Lifestyle
To stay up to date on all the hot items, check out Win Giveaways and Frugal Coupon Living’s Facebook Page. Make sure you like us to stay up to date with all the giveaways when they are released. Follow on Twitter @wingiveaways, @FrugalCouponMom and #wingiveaways for tweet announcements.
To Enter the Giveaway:
You can enter up to four times – that would mean, leave one to four comments. You do not have to enter more than once but you DO have to complete the first entry to enter with choices two through four.
1.) Share with me your favorite financial tip.
Additional Optional Entries:
2.) Sign up for Frugal Coupon Living Emails. You must confirm your subscription!
3.) Share on Facebook. While there, be sure to like Dave Ramsey and Frugal Coupon Living. Leave a message below telling me that you did.
Win a Dave Ramsey Prize Package on Frugal Coupon Living http://bit.ly/g4nlQM
4.) Share on Twitter While here make sure to follow @FrugalCouponMom and @DaveRamsey. Leave a message below letting me know that you did.
#Win a HUGE @DaveRamsey prize pack on @FrugalCouponMom #wingiveaways http://bit.ly/g4nlQM
This giveaway ends on Monday, March 28th at 3 p.m. (EST.) The winner will be contacted via email and will have 72 hours to respond. If I do not hear from the winner by that time, a new winner will be selected
Please Note: Email entries will not be accepted. If you are reading this giveaway in a reader or in your inbox, please select the post to direct yourself over to the site. Due to time constraints, I am not able to enter email, Twitter, or Facebook entries on my own. Thanks!
Disclosure: I was provided with the above Dave Ramsey Products for review. All opinions expressed are my own and should not be substituted as your own.
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Posted this giveaway on fb and like you and Dave on facebook
Love to match up coupons and sales and get things for pennies.
My biggest tip at the moment, is to work together. The mountain of bills is sometimes too much for only 1 to handle. We sat down and on a calendar wrote what bills to pay according to pay days. It’s helping, but I think Dave could help WAAAAYY more.
Only spend cash… cuts down on unneccesary purchases!
I love the envelope system. It takes so much stress out of about everything in life!
Posted this giveaway on FB and like you and Dave on facebook
I just Tweeted “#Win a HUGE @DaveRamsey prize pack on @FrugalCouponMom #wingiveaways http://bit.ly/g4nlQM“!
Cut up your credit cards except one.
I subscribe via email.
my fav financial tip is one of dave ramseys… it has helped in so many ways… live like no one else so later you can live like no one else.
i liked ur fb page
I almost never buy anything full price. Gives me anxiety to do so! haha I use coupons, rebates and sales and if I can combine any of the two, so much the better!
I already receive your emails at elenadench@yahoo.com
I already ‘like’ you on facebook. I now ‘like’ Dave Ramsey and shared your page on my wall!
My favorite tip is to pay yourself first! Send money to retirement and savings accounts first, and then live on the rest of your income.
I receive the FCL emails. Thanks!
I signed up for your emails
My favorite financial tip is;
Use cash to buy your budgeted items, as you are “painfully” separated from it and most likely to spend less that way.
I have just signed up and confirmed for your email list
I have just shared the info on fb and “liked” frugal living and Dave Ramsey fb pages
I have tweeted the info, and am a follower of frugal coupon living and also Dave Ramsey
Thank you
My favorite financial tip is: to always pay off your balance.
I like you on facebook.
I’m an email subscriber.
My favorite financial tip is to “stock up” when the foods you use are on sale so that I rarely pay full-price for my food.
I already receive Frugal Living emails.
My husband and I are currently taking Dave’s Financial Peace University Class… BEST money tip EVER
Buy clothing for NEXT year at the end of each season, during CLEARANCE sales!
My favorite financial tip is to work together w/ your significant other to get your finances straight. I did all the finances by myself for years and it took a toll on me and I got so overwhelmed. Now we have a “financial” talk once a week where we plan our weekly menu and talk about our budget. Not only have we saved money, but our marriage and bond is stronger for it.
If I knew a good financial tip I’d be using it! I need some serious help!
I follow Dave Ramsey and Frugal Coupon Living on facebook now! Woot Woot!!
We love Dave Ramsey! One of my favorite tips is talk with your spouse about money-make sure you’re in it together!
Don’t spend more than you make!
Followng you and Dave on Twitter @thecatinthetree
Tweeted http://twitter.com/thecatinthetree/status/51381763322294274
Try to buy things on sale and use coupons.
My Favorite Dave Tip: My husband and I have started using cash for purchases such as groceries and gas. In our first month we reduced our spending by over $300! Pretty much all we did different was start using cash for purchases and ditch the debit card. Amazing how something so simple could have such a huge impact!
Yea! I’m a friend on facebook now!
I am an email subscriber.
I shared on Twitter.
Use coupons when you can!
Over the past few years I’ve had a certain amount of money taken out of every paycheck and direct deposited into my savings account. I’ve found that it has really added up!!
I’m already an email subscriber to your emails!! I love all the helpful info you give to your readers!!
I already follow you on twitter and I tweeted about this giveaway!
I am a follower of yours on facebook and I posted about this giveaway!! I am also now a follower of Dave Ramsey on facebook!
Don’t accumulate credit card debt is my favorite tip.
I subscribe by email
ajolly1456 at gmail dot com
I tweeted
http://twitter.com/lunaj1456/status/51996615401160704
Fave Financial Tip: Once you pay off the credit card with the highest APR, use that money to pay off the next to do the “snowball effect” on your debt.
Desperately need this giveaway. In real estate until the big crash 2 years ago and up to eyeballs in debt and desiring to adopt. The math just is not working out so starting a family has to wait until the debt is eradicated (we’re older, too).
Thanks for the opportunity!
XO,
Kimberly
I now receive your e-mail updates.
XO,
Kimberly
I “like” you on Facebook & shared.
I’m not on Twitter, though.
Never carry a balance on your credit card! I know Dave says to not have a credit card, but someone once hacked into an online account and stole my debit card number……tying up my actual money! I would rather someone steal money I don’t actually have and am counting on to pay rent. =)
I subscribe to your email newsletter!
I “Like” Dave Ramsey on facebook. I’ve heard nothing but great things about Dave Ramsey and what he teaches.
I think Dave Ramsey’s program could really help us.
My fave tip is always use cash
I am a subscriber via email
I like you and DR on Facebook. and shared
http://www.facebook.com/a.little.umbrella/posts/135353749869329
{facebook.com/a.little.umbrella}
I follow you and DR on Twitter. and tweeted
http://twitter.com/#!/alittleumbrella/status/52215158898032642
My Twitter ID is @alittleumbrella
i love this tip i found online
“Put aside a regular amount each month to invest for the long term
http://twitter.com/#!/purplelover04/status/52233839258513408
http://www.facebook.com/FrugalCouponLiving?ref=ts#!/purplelover04/posts/102535086497239
im following with email
My favorite tip is just to live within your means, do not spend what you do not have.
A penny saved is a penny earned!
Keep some easy and inexpensive meals on hand (such as spaghetti) to combat the inevitable urge to eat out when time is a little short or you are tired after work.
I’m an email subscriber!
Shared on facebook, already fans of both of you!
Tweeted it too!
My favorite financial tip is no matter how tight money gets, always tithe and give God atleast 10%. He will bless you in ways you never imagined.
I “liked” you on fb! Already a fan of Dave Ramsey
Posted a link to your site & giveaway on facebook https://www.facebook.com/FrugalCouponLiving?ref=ts
My favorite tip is to stock up when you find great deals. Especially on non-perishable foods (ie canned & dry goods).
Activated my email subscription to http://www.frugalcouponliving.com
Favorite tip is have an automatic deduction from your pay to your savings account. In other words, pay yourself first.
I love Dave Ramsey’s envelope system, and use it monthly!
I “like” both you and Dave Ramsey on FB
Live within your means! Don’t spend what you don’t have.
I am subscribed to your email
I like you on facebook.
CASH CASH and CASH!
email subscriber
shared this giveaway on FB (judy jamie)
http://www.facebook.com/?sk=lf#!/permalink.php?story_fbid=188078187902592&id=100001009474007
shared on twitter (jjudy04)
http://twitter.com/jjudy04/status/52386384962535424
I have so many tips…favorite would have to be my tagline in my classroom “Always pay yourself first”. Always treat your savings like it is a bill and pay it when you pay the bills, that way you never forget to save.
Pay with Cash!
My favorite financial tip is to save 1/3 of what you make give 1/3 of what you make and pay bills with the last 1/3. It allows me to make sure I am giving and saving while taking care of the household as well.
I am a subscriber to your newsletter.
I love your daily emails! Thanks for the chance to win this great prize!
I follow you on facebook & Dave Ramsey too!
I tweeted this great giveaway!
http://twitter.com/#!/DawnCTaylor
#Win a HUGE @DaveRamsey prize pack on @FrugalCouponMom #wingiveaways http://bit.ly/g4nlQM
Tip is to buy meat and fruit on clearance!
My favorite tip is to write out a budget. Seeing it in writing really does make a difference.
I also like you and Dave on facebook.
Also activated my subscription.
A zero-based budget and using cash!
I’m using ‘Cash system’ and loving it. I would recommend this tip to others. Thanks for the giveaway.
RSS Subscriber to your blog.
Tweeted: http://twitter.com/#!/Thabal628/status/52437185844097024
My favorite financial tip is to use coupons!!!
I get your daily emails!